Treasure Island

GET TO KNOW THE AREA

The setting

Treasure Island lies between St. Pete Beach and Madeira Beach. Its beach areas and bayside settings can offer very different daily experiences. Include Sunset Beach and waterfront pockets such as Isle of Capri and Isle of Palms in a discussion with Sandy, then narrow the search by actual property features.

Homes to compare

A beachfront condominium, a beach cottage and a canal-front house require different comparisons. For condos, review the building and the unit. For a waterfront house, evaluate the lot, dock and seawall. For an older residence, request repair history and permits rather than relying on recently updated finishes.

Start with your preferred property type, comfortable ownership budget and non-negotiable features. Ask Sandy for a current shortlist and recent comparable sales; a community-wide asking price would not tell you what a particular home is worth.

Life beyond the front door

The shoreline and Treasure Island Beach Trail provide a starting point for exploring. Walk the exact route from a potential home to the sand and check whether crossing Gulf Boulevard is part of that route.

Getting around

Try the mainland causeway approach and local roads during your likely travel hours. Consider driveway space, visitor parking and boat-trailer storage if relevant. Do not assume an island address includes permission for every vehicle or intended use.

Schools & everyday services

Use the official school locator below for the exact address and confirm assignment and enrollment with the district. Check your preferred healthcare providers, grocery routes, internet service and other daily needs directly. Tour the area according to your own priorities.

BEFORE YOU CHOOSE A HOME

Buyer essentials

Understand the property behind the beach address

Confirm whether beach access is public, deeded or provided through an association. Check actual road crossings and parking. Request available storm and repair records, permits and current insurance quotes. If rental use is part of the plan, verify the exact property’s permitted use with the municipality and association before relying on projected income.

Build a complete ownership budget

Request estimates for property taxes under your ownership, insurance, financing, utilities and routine maintenance. Add association charges and known assessments where applicable. For a house, consider pools, landscaping, roofs and major systems; for a waterfront property, include marine maintenance. Use written estimates and the actual property documents to compare your shortlist.

Check risk and records by address

Review flood information and the evacuation zone separately, along with available elevation documentation, seller disclosures, repair records and permit history. Have qualified inspectors evaluate condition. Ask your insurance professional and lender to review the specific property early so coverage and financing questions can inform your decision.

Documents to gather

• Survey, parcel record, title information and recorded easements or restrictions.
• Seller disclosures, available repair history, permits and inspection findings.
• Association budget, reserves, assessments, insurance and inspection reports when applicable.
• Written confirmation of rental, pet, parking, dock and amenity rights that matter to you.